Whether businesses have just a few employees or hundreds, they all need workers’ compensation insurance to comply with state laws and to make sure they are covered for losses if an employee is injured on the job.

Sagamore’s Workers’ Compensation program offers custom loss prevention and safety services and expert claims handlers. We consider most accounts with hazard grades of A-F and we have proprietary rates. Scheduled credits/debits are applied to accounts based on their specific characteristics.

We offer flexible and convenient direct billing options on a monthly, quarterly, semiannual or annual schedule. Payments can be made online through our secure platform with Visa, MasterCard, Discover, American Express or electronic funds transfer, and customers can schedule recurring payments. We’re also developing a new payment option called RIGHTSUM™ that will be rolling out later in 2016. Through this program, premiums are based on your payroll frequency. RIGHTSUM™ is a pay-as-you-go solution that could eliminate audits. Look for more information to come!

RightSum logo

With RIGHTSUM™, premiums are based on your payroll frequency.

Sagamore offers 24-hour claims service and internal nurse case managers who provide an immediate response and assistance in the unfortunate event of a claim. Our claims staff will offer guidance on the most efficient and effective methods of treatment, assisting the employees in an expedient return to work.

For Agents

As an agent, it is easy to write with Sagamore, rated A+ (Superior) by A.M. Best. We offer online premium indications*, quick binding and superior customer service. We have attainable minimum volume requirements and a favorable commission schedule. As a Sagamore agent, you get the benefit of working directly with the company. No wholesale brokerage is needed.

Call (800) 475-0981 to discuss our Workers’ Compensation product today!

*Agents must have a contract for Sagamore Workers’ Compensation to receive indications.


Missouri Restaurant Association logo

Sagamore is proud to be the endorsed workers’ compensation provider for the Missouri Restaurant Association.